Sumsub

ListedIdentity

KYC, KYB and AML in one: document and liveness checks, database checks, business verification, watchlist screening, transaction monitoring and the Travel Rule.

sumsub.com ↗

What it does

Each capability by country. Integrated means Unirail’s adapter does it today; listed means Sumsub offers it according to its public documentation, and Unirail can’t route it yet.

Identity

  • ID document checkidentity.kyc.document

    Capturing a government ID document and checking it is genuine.

    • listedGBATBEBGCYCZDEDKEEESFIFRGRHRHUIEITLTLULVMTNLPLPTROSESISKISLINOUSCASGHKAUJP

      Sumsub claims documents from 220+ countries and territories; listed here are the markets Unirail tracks.

      Source, checked 2026-10-08 ↗
  • Selfie and livenessidentity.kyc.biometric

    A selfie or video with liveness detection, matched to the ID document's photo.

  • Database checkidentity.kyc.database

    Checking name, address, date of birth or ID number against credit bureau, government or telco records. Coverage is country by country.

  • Business verificationidentity.kyb

    Verifying a business: company registry lookup, directors and ultimate beneficial owners.

    • listedGBATBEBGCYCZDEDKEEESFIFRGRHRHUIEITLTLULVMTNLPLPTROSESISKISLINOUSCASGHKAUJP

      Sumsub claims 220+ registries; per-country coverage is unverified.

      Source, checked 2026-10-08 ↗

Compliance

  • Sanctions screeningcompliance.screening.sanctions

    Screening people and businesses against sanctions and watchlists.

    • listedGBATBEBGCYCZDEDKEEESFIFRGRHRHUIEITLTLULVMTNLPLPTROSESISKISLINOUSCASGHKAUJP

      Sumsub's docs say screening is powered by ComplyAdvantage.

      Source, checked 2026-10-08 ↗
  • PEP screeningcompliance.screening.pep

    Screening for politically exposed persons and their close associates.

  • Adverse mediacompliance.screening.adverse-media

    Screening news and other public sources for adverse media.

  • Transaction monitoringcompliance.transaction-monitoring

    Watching payments and account activity for patterns that need review or a suspicious activity report. Filing stays with the regulated party.

  • Travel Rulecompliance.travel-rule

    Exchanging originator and beneficiary details with the other side of a crypto transfer, as FATF's Travel Rule and the EU transfer-of-funds rules require.

Risk

  • Fraud signalsrisk.fraud-signals

    Fraud signals: device and behaviour, synthetic identities and shared fraud networks.

Verifies who a person or business is: ID documents, selfies and liveness, database checks and company registries.

Coverage

Countries

  • GB United Kingdom
  • AT Austria
  • BE Belgium
  • BG Bulgaria
  • CY Cyprus
  • CZ Czechia
  • DE Germany
  • DK Denmark
  • EE Estonia
  • ES Spain
  • FI Finland
  • FR France
  • GR Greece
  • HR Croatia
  • HU Hungary
  • IE Ireland
  • IT Italy
  • LT Lithuania
  • LU Luxembourg
  • LV Latvia
  • MT Malta
  • NL Netherlands
  • PL Poland
  • PT Portugal
  • RO Romania
  • SE Sweden
  • SI Slovenia
  • SK Slovakia
  • IS Iceland
  • LI Liechtenstein
  • NO Norway
  • US United States
  • CA Canada
  • SG Singapore
  • HK Hong Kong
  • AU Australia
  • JP Japan

Account schemes

    Custody

    Who holds the money while a payment through Sumsub is in flight. Unirail records custody on every leg, and your routing policy decides which kinds are allowed.

    • noneNo custody

      Nobody holds the money. The payer’s bank pays the payee’s bank directly; the provider only instructs it.

    Who is regulated

    Not a payment provider; it processes identity data for the platform. Unirail hasn't checked its regulatory status.

    Onboarding

    Sandbox
    Self-serve sandbox
    Production
    Self-serve

    A 14-day trial and published plans on the website.

    Credentials

    Sumsub has no adapter yet, so there is no folder layout to create. It will appear here when the provider is integrated.

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